Simple, thoughtful and stylish – deposit account and debit card suited for students! Save when you spend on things you already love.
Let your FRANK Account keep your money growing while you focus on those grades.
Get your account and digital debit card instantly when you apply online via Myinfo
Set Savings Goals to save for your wish list using your mobile banking app
When it comes to saving, it's time to glo up from your regular savings account with more interest.
Account balance
Passport with 6 months' validity
Employment Pass, Special Pass or Student Pass
Documents for new OCBC customer
No Singpass account? Let us guide you through the application process from start to finish.
Once you turn 26 years old, there is a service fee of S$2 if the average daily balance for the month is less than S$1,000.
Why is there a hold amount & breakdown of amounts?If you've used your debit card recently, there will a difference between your Account Balance and Available Balance – when you do a transaction on you debit card, it may take up to 7 days to reflect that transaction on the card account. After which, the transaction amount is deducted accordingly.
I don't have an existing SingPass can I still open a FRANK Account?Yes, if you do not have an existing SingPass, you may apply via the following link. Alternatively, you may apply via our online form and get your account in 5 working days.
I am a foreign student with a valid student pass. Can I open a FRANK Account?You are required to have your passport (with a minimum 6 months validity), a valid pass, and a proof of your residential address.
Your proof of residential address may be one of the following documents:
Latest month Telco/Utility Bill OR Latest bank statement/credit card bill statement OR Tenancy Agreement OR Income Tax Notice of Assessment OR a letter from your school indicating your valid residential address.
If you have an original Faculty/Hall of Residence Letter issued by your school, please submit all your documents at any OCBC Branches or on designated days at the FRANK Stores.
Celebrate Singapore's 58th birthday in true style with FRANK by OCBC and the little dröm store's eight limited-edition Singapore-inspired Debit Card designs.
Thinking about taking up a loan but don't know where to begin? Here we answer some of your top questions
Terms and conditionsWith effect from 18 June 2016, the Debit Cardmembers' Agreement will be revised to address, among other matters, amendments and provisions relating to the introduction of digital payment services and malware risks. Please click here for the revised Debit Cardmembers' Agreement.
Deposit Insurance SchemeSingapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
